# Step-Up SIP Calculator — Start at ₹10,000/month, +10% yearly, 12% returns, 15 years
A Step-Up SIP increases your monthly investment by a fixed percentage every year to keep pace with income and inflation.
Why Step-Up SIP?
- Builds corpus faster without large initial outlay
- Matches salary growth patterns
- Helps counter inflation erosion
Tips
- Keep step-up between 5–15% depending on income certainty
- Review once a year and adjust if needed
Related calculators
- [SIP Calculator](/calculators/sip-calculator)
- [Reverse SIP Calculator](/calculators/reverse-sip-calculator)