Axis Bank Neo Credit Card: Entry-Level Card for Smart Shoppers

Entry-Level Credit Card for Shopaholic Millennials & Influencers

Zero Annual FeeShopping DiscountsDining Benefits

Axis Bank Neo Credit Card

Perfect for millennials and influencers who love shopping! Get amazing discounts on Zomato, Myntra, BookMyShow, and Paytm utility bills. Start your credit journey with zero annual fees and earn reward points on every spend.

₹0
Annual Fee
0.10%
Reward Rate
₹300
Welcome Cashback
🎁
Shopping Focus
Explore Benefits →Partner Discounts
AXIS BANK
NEO
RUPAY
**** **** **** 1111
VALID THRU
Card Holder
🛍️
🍽️
🎬
ENTRY-LEVEL
MILLENNIAL FAVORITE

🎁 Exclusive Partner Brand Discounts - Shop Smart, Save Big!

Amazing discounts on your favorite brands - Zomato, Myntra, BookMyShow, and more!

🍽️

Zomato

40% off on ₹499+ ordersTwice/month
Max ₹120 discount per order
Use code: AXISNEO
🎬

BookMyShow

10% off on movie tickets₹100/month
All movies and shows
👗

Myntra

₹150 off on ₹999+ shoppingOne-time
Fashion & lifestyle
🛒

Blinkit

10% off on ₹750+ orders₹250/month
Once per month
📱

Paytm Utility Bills

5% off on mobile/DTH recharge₹150/month
Once per month
🍽️

Restaurant Dining

15% off at partner restaurantsUnlimited
Select partner outlets

🛍️ Shopping Paradise: From food delivery to fashion shopping, movies to utility bills - Neo covers all your daily spending needs with amazing discounts!

🎉 Welcome Benefits & Reward Points - Start Earning Instantly

🎁 Welcome Cashback

100% cashback on first utility billUp to ₹300
Activation period30 days
Pay your first utility bill and get up to ₹300 back!

⭐ Edge Reward Points

Base reward rate1 RP/₹200
Effective rate0.10%
Redemption value₹0.20 per RP

💰 Double Benefits: Get welcome cashback + earn reward points on the same transaction! Perfect for first-time credit card users.

⛽ Fuel Benefits & Additional Perks

⛽ Fuel Surcharge Waiver

1% waiver on fuel transactions₹400-₹4,000
Monthly cap₹400
All authorized fuel stations

📱 UPI Payments

RuPay variant availableUPI Enabled
Mobile paymentsEasy & Secure
Link to your UPI app for seamless payments

🚗 Complete Package: Fuel savings + UPI convenience + shopping discounts = Perfect entry-level card for modern millennials!

🎁 Reward Points Redemption - 500+ Options Available

🛍️

Shopping Vouchers

₹0.20 per RP
Amazon, Flipkart, etc.
📱

Mobile & DTH

₹0.20 per RP
Recharge top-ups
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Home & Decor

₹0.20 per RP
Home improvement
📱

Electronics

₹0.20 per RP
Gadgets & accessories

🔄 Flexible Redemption: 500+ products available on Edge Rewards website. Convert points to cash value or exciting merchandise!

👥 Who Should Get Axis Neo Credit Card?

✅ Perfect For

  • ✓Millennials and Gen-Z starting credit journey
  • ✓Influencers who love online shopping
  • ✓Food delivery and restaurant lovers
  • ✓Movie enthusiasts and entertainment seekers
  • ✓Students and young professionals
  • ✓Those preferring zero annual fee cards

🎯 Use Cases

  • 🎬BookMyShow movie tickets with 10% discount
  • 🍕Zomato food delivery with 40% off
  • 👗Myntra shopping with ₹150 off on ₹999+
  • 📱Paytm utility bills with 5% discount
  • 🏪Blinkit grocery shopping with 10% off
  • ⛽Fuel purchases with 1% surcharge waiver

🌟 Ideal Starter Card: If you're new to credit cards and love shopping, dining, and entertainment - Neo is your perfect companion!

# Axis Bank Neo Credit Card: Entry-Level Card for Smart Shoppers

Axis Bank Neo is a beginner‑friendly credit card focused on online shopping and partner discounts across Zomato, Myntra, BookMyShow and Paytm bill payments. Great as your first card with easy fee waivers.

Keywords

- Axis Bank Neo Credit Card

- Axis Neo review

- entry level credit card India

- shopping discounts Zomato Myntra BookMyShow

- zero annual fee credit card

FAQs

- Is Axis Bank Neo Credit Card: Entry-Level Card for Smart Shoppers still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider Axis Bank Neo Credit Card: Entry-Level Card for Smart Shoppers ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with Axis Bank Neo Credit Card: Entry-Level Card for Smart Shoppers ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready to Start Your Credit Card Journey?

Axis Bank Neo - Zero annual fees, amazing discounts, perfect for millennials & influencers

Apply Now - Zero Joining Fee →Entry-level card • Shopping discounts • Zero annual fee • UPI enabled