HDFC Millennia Credit Card: 5% Cashback on Online Spends

The Perfect Credit Card for Young Professionals & Online Shoppers

HDFC Bank Millennia Credit Card

Designed for millennials, this card offers 5% cashback on 10 popular merchants including Amazon, Flipkart, Swiggy, and more. Earn up to ₹1,000 CashPoints monthly and enjoy exclusive dining benefits.

5%
On 10 Top Merchants
₹1,000
CashPoints Monthly
₹200
Dining Discount
₹4,000
Annual Gift Vouchers
HDFC BANK
MILLENNIA
CREDIT CARD
**** **** **** 5678
VALID THRU
Card Holder
5% OFF
₹200 FREE

Why Choose HDFC Millennia Credit Card?

🛍️

Top 10 Merchants

5% cashback on Amazon, Flipkart, Swiggy, Zomato, Uber, BookMyShow, and more

💰

CashPoints System

Earn up to 2,000 CashPoints monthly, redeemable as ₹1 = 1 CashPoint

🍽️

Dining Perks

₹200 off on Swiggy Dineout (min ₹2,000 order, twice monthly)

🎁

Quarterly Rewards

₹1,000 gift vouchers on ₹1 lakh quarterly spend

Fuel Benefits

1% fuel surcharge waiver (max ₹250 per statement cycle)

🎯

For Millennials

Perfect for young professionals building credit history

Top 10 Merchants for 5% Cashback

🛒
Amazon
5% Cashback
🛍️
Flipkart
5% Cashback
🍕
Swiggy
5% Cashback
🍽️
Zomato
5% Cashback
🚗
Uber
5% Cashback
🎬
BookMyShow
5% Cashback
👗
Myntra
5% Cashback
📺
Sony LIV
5% Cashback
💻
Tata CLiQ
5% Cashback
💪
Cult.fit
5% Cashback
All Other Spends
1% Cashback
Online & Offline purchases

CashPoints Redemption Options

💳
Statement Balance
1 CashPoint = ₹1
Min 500 points
✈️
Flight Bookings
1 CashPoint = ₹0.30
Via SmartBuy
🏨
Hotel Reservations
1 CashPoint = ₹0.30
Via SmartBuy
🛒
Product Catalog
1 CashPoint = ₹0.30
HDFC Catalog

# HDFC Millennia Credit Card: 5% Cashback on Online Spends

Get 5% cashback on Amazon, Flipkart, and more with the HDFC Millennia Credit Card. Enjoy dining discounts, lounge access, and welcome benefits.

Keywords

- HDFC Millennia Credit Card

- Cashback credit card

- Online shopping credit card

- HDFC rewards

FAQs

- Is HDFC Millennia Credit Card: 5% Cashback on Online Spends still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider HDFC Millennia Credit Card: 5% Cashback on Online Spends ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with HDFC Millennia Credit Card: 5% Cashback on Online Spends ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready to Start Earning CashPoints?

Join thousands of millennials who are maximizing their rewards with HDFC Millennia Credit Card

Apply Now →Annual fee ₹1,000 (waived on ₹1 lakh annual spend)