HSBC Live+ Credit Card: 10% Cashback on Food, Grocery & Dining

India's Best Cashback Card for Food Lovers | 10% on Dining, Grocery & Food Delivery

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Eligibility Check

Minimum Income: ₹4,00,000 annually (salaried) |Age: 18-65 years |Cities: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Kolkata, Ahmedabad, Jaipur, Chandigarh, Kochi, Coimbatore, Noida, Gurgaon

HSBC Live+ Credit Card

Experience automatic cashback on every food and grocery spend. Get 10% cashback on dining, groceries, and food delivery with ₹1,000 welcome bonus and complimentary lounge access.

💼 Income Eligibility

Minimum Income:
₹4,00,000/year
Employment:
Salaried
Age Range:
18-65 years
Citizenship:
Indian
10%
Food & Grocery Cashback
₹1,000
Welcome Cashback
4
Lounge Visits
45
Days Auto Credit
Apply Now →View Benefits
HSBC
LIVE+
VISA
**** **** **** 1111
VALID THRU
Card Holder
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🍽️
10% FOOD CASHBACK
₹1,000 WELCOME

Why Choose HSBC Live+ Credit Card?

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10% Food Cashback

Maximum 10% cashback on dining, groceries, and food delivery spends with ₹1,000 monthly cap

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₹1,000 Welcome Bonus

Spend ₹20,000 in first 30 days and get ₹1,000 cashback automatically credited

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4 Free Lounge Visits

Complimentary domestic airport lounge access (1 visit per quarter) across India

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Auto Cashback

Cashback automatically credited within 45 days - no redemption hassle like reward points

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Movie Benefits

Buy 2 Get 1 free movie tickets on Saturdays via BookMyShow (max ₹250 free ticket)

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₹3 Lakh Insurance

Card misuse protection up to ₹3 lakh from 24 hours before loss reporting

Cashback Calculator

🍕 Food & Grocery Spends (10% Cashback)

₹5,000 monthly spend₹500 cashback
₹10,000 monthly spend₹1,000 cashback (capped)
₹15,000 monthly spend₹1,000 cashback (capped)

🛒 Other Spends (1.5% Cashback)

₹10,000 monthly spend₹150 cashback
₹50,000 monthly spend₹750 cashback
₹1,00,000 monthly spend₹1,500 cashback

Total Monthly Potential: ₹1,000 (food) + ₹150-₹1,500 (other spends) = ₹1,150-₹2,500 monthly cashback.Annual Value: ₹13,800-₹30,000. Cashback auto-credited within 45 days!

Welcome Benefits - ₹1,000 Cashback

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Spend Target

₹20,000
Within first 30 days of card issuance
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Cashback Reward

₹1,000
Automatically credited to statement
How to Unlock Welcome Benefit:
  1. 1. Apply for HSBC Live+ Credit Card
  2. 2. Receive and activate your card
  3. 3. Spend ₹20,000 within 30 days on eligible transactions
  4. 4. ₹1,000 cashback auto-credited within 45 days of statement

Entertainment & Dining Benefits

🎬 Movie Benefits

  • Offer typeBuy 2 Get 1 Free
  • Booking platformBookMyShow
  • Days applicableSaturdays only
  • Max free ticket value₹250
  • Annual savings₹6,000+

🍽️ Dining Benefits

  • Discount percentageUp to 15%
  • Booking platformEazyDiner
  • Restaurants covered1,000+ restaurants
  • Cities coveredMajor Indian cities
  • Annual savings₹3,000+

Travel & Security Benefits

✈️ Domestic Lounge Access

  • Annual visits4 visits
  • Frequency1 per quarter
  • CoverageMajor Indian airports
  • Annual value₹8,000+

🛡️ Card Insurance

  • Coverage amount₹3,00,000
  • Coverage typeCard misuse
  • Protection window24 hours prior
  • Claim processSimple & fast

Cashback Exclusions

🚫 No Cashback Categories

  • • Fuel purchases
  • • E-wallet loadings
  • • Property management fees
  • • Rental payments
  • • Education & government payments
  • • Insurance premiums
  • • Jewelry & antique items
  • • Gambling transactions
  • • Toll & bridge fees
  • • Money transfers

✅ Eligible Categories

  • • Dining & restaurants
  • • Grocery shopping
  • • Food delivery (Swiggy, Zomato, etc.)
  • • Online shopping
  • • Departmental stores
  • • Movie tickets
  • • Utility bills
  • • Entertainment
  • • Medical expenses
  • • International transactions

Pro Tip: Focus your spending on food, groceries, and dining to maximize 10% cashback. Avoid fuel and rental payments for optimal rewards.

Am I Eligible for HSBC Live+ Credit Card?

💼 Income Requirements

Minimum Annual Income₹4,00,000
Employment TypeSalaried
Income ProofRequired

📍 Location Eligibility

Available in 14 Major Cities:
• Mumbai
• Delhi NCR
• Bangalore
• Chennai
• Pune
• Hyderabad
• Kolkata
• Ahmedabad
• Jaipur
• Chandigarh
• Kochi
• Coimbatore
• Noida
• Gurgaon

👤 Personal Criteria

Age Range18-65 years
CitizenshipIndian
Credit Score650+

📋 Required Documents

  • • PAN Card
  • • Aadhaar Card
  • • Recent Salary Slips (3 months)
  • • Bank Statements (3 months)
  • • Address Proof

# HSBC Live+ Credit Card: 10% Cashback on Food, Grocery & Dining

Get up to 10% cashback on dining, groceries & food delivery with HSBC Live+ Credit Card. Enjoy ₹1,000 welcome cashback, 4 lounge visits, and automatic cashback crediting. Compare features & apply online.

Keywords

- HSBC Live+ Credit Card

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- Best dining credit card India

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FAQs

- Is HSBC Live+ Credit Card: 10% Cashback on Food, Grocery & Dining still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider HSBC Live+ Credit Card: 10% Cashback on Food, Grocery & Dining ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with HSBC Live+ Credit Card: 10% Cashback on Food, Grocery & Dining ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready for 10% Cashback on Every Meal?

Join HSBC Live+ Credit Card - Automatic cashback, no redemption hassle, lounge access included

Apply Now - ₹999 Annual Fee →10% food cashback • ₹1,000 welcome • 4 lounge visits • Auto credit