IDFC First Bank Ashva Metal Credit Card: Benefits & Features

India's Premium Metal Credit Card with Visa Infinite & Luxury Travel Benefits

IDFC First Bank Ashva Metal Credit Card

Experience luxury banking with India's premium metal credit card. Featuring Visa Infinite privileges, tiered reward points, global lounge access, golf benefits, and traditional Indian design at an accessible price.

10x
Max Rewards
₹2,999
Annual Fee
12g
Metal Card
7,500
Welcome Points
IDFC
ASHVA METAL
VISA INFINITE
**** **** **** 1111
VALID THRU
Card Holder
🐎
METAL CARD
VISA INFINITE

Why Choose IDFC Ashva Metal Credit Card?

🏆

Visa Infinite

Exclusive Visa Infinite benefits including meet & greet at 450 airports, concierge services, and premium hotel upgrades worldwide

🎯

10x Reward Points

Maximum rewards on incremental spends above ₹20,000 monthly, plus 5x on first ₹20,000 and rewards on restricted categories

✈️

Premium Lounge Access

6 lounge visits quarterly (4 domestic + 2 international) plus 4 railway lounge visits on ₹20,000 monthly spend

Golf Privileges

2 complimentary golf rounds or lessons monthly at premium courses across India on ₹20,000 monthly spend

🎬

Movie Benefits

Buy 1 Get 1 free movie tickets up to ₹400 twice monthly on District by Zomato, saving ₹9,600 annually

🛡️

Comprehensive Insurance

₹10 lakh personal accident, ₹50,000 purchase protection, trip cancellation up to ₹25,000, and credit shield

Reward Points Calculator

💰 Tiered Reward System

₹20,000 monthly spend667 RP (5x rate)
₹30,000 monthly spend1,000 RP (mixed rates)
₹50,000 monthly spend2,667 RP (10x on incremental)

🏠 Restricted Category Rewards

₹10,000 rent payment200 RP (3x rate)
₹5,000 education fee100 RP (3x rate)
₹3,000 wallet reload60 RP (3x rate)

Note: 1 Reward Point = ₹0.25 value (₹0.40 for IDFC Travel & Shop bookings). Points never expire and can be redeemed for cashback, vouchers, or travel bookings. Annual milestone: 7,500 bonus RP on ₹8 lakh annual spend.

Welcome Benefits Worth ₹3,000

🎁

Joining Fee Payment

2,500 RP
On payment of ₹2,999 joining fee
💳

Second Month ₹20K+

2,500 RP
On spends above ₹20,000 in second statement cycle
💰

Third Month ₹20K+

2,500 RP
On spends above ₹20,000 in third statement cycle

Total Welcome Value: 7,500 Reward Points = ₹1,875 (at ₹0.25/RP) or ₹3,000 (at ₹0.40/RP for travel bookings). Effectively makes the ₹2,999 annual fee free!

Premium Travel Benefits

✈️ Airport Lounge Access

  • Domestic lounges4 visits per quarter
  • International lounges2 visits per quarter
  • Qualification spend₹20,000 monthly
  • Annual total24 visits (18 domestic + 6 international)

🚆 Railway Lounge Access

  • Railway lounge visits4 visits per quarter
  • Annual total16 visits per year
  • Participating stations8 major stations
  • FacilitiesMeals, WiFi, newspapers

Visa Infinite Premium Benefits

🤝
Meet & Greet
450+ airports worldwide
🛎️
Concierge Service
24/7 booking assistance
🚗
Limousine Service
3,000+ cities globally
🏨
Hotel Benefits
900+ hotels worldwide
⬆️
Room Upgrades
Automatic upgrades
🌐
Free WiFi
In-room internet

Golf & Entertainment Benefits

⛳ Golf Privileges

  • Golf rounds/lessons2 per month
  • Qualification spend₹20,000 monthly
  • Premium coursesAcross India
  • Annual value₹50,000+

🎬 Movie Benefits

  • Offer typeBuy 1 Get 1 Free
  • Maximum discount₹400 per ticket
  • FrequencyTwice per month
  • Annual savings₹9,600

Comprehensive Insurance Coverage

Insurance TypeCoverage AmountKey Features
Personal Accident₹10,00,00024/7 coverage for accidental death/disability
Purchase Protection₹50,000Protection against theft/damage of purchases
Credit Shield₹50,000Unauthorized transaction protection
Trip Cancellation₹25,000Cancel for Any Reason coverage
Roadside Assistance₹1,3994 free services annually across India

Annual Milestone Benefit

🎯

₹8 Lakh Annual Spend

7,500 Reward Points
Value: ₹1,875 (at ₹0.25/RP)
Anniversary year calculation • Automatic crediting • Can be redeemed for travel or cashback

Low Forex Markup - Best in Class

💱

Only 1% Forex Markup

Typical Cards
3.5% markup
₹3,500 on ₹1 lakh
Ashva Card
1% markup
₹1,000 on ₹1 lakh
Annual Savings
₹10,000+
On ₹3 lakh international spend

# IDFC First Bank Ashva Metal Credit Card: Benefits & Features

Discover the premium benefits of the IDFC First Bank Ashva Metal Credit Card, including travel perks, rewards, and exclusive lifestyle offers.

Keywords

- IDFC First Bank Ashva Metal Credit Card

- Metal credit card

- Premium credit card

FAQs

- Is IDFC First Bank Ashva Metal Credit Card: Benefits & Features still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider IDFC First Bank Ashva Metal Credit Card: Benefits & Features ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with IDFC First Bank Ashva Metal Credit Card: Benefits & Features ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready for Premium Metal Banking?

Join India's premium metal credit card with Visa Infinite benefits and luxury travel privileges

Apply Now - ₹2,999 Annual Fee →7,500 welcome points • Visa Infinite • Metal card design