IDFC First Mayura Credit Card: Features & Benefits

India's Premium Metal Card with Zero Forex Charges & Global Lounge Access

IDFC First Bank Mayura Credit Card

Experience India's most premium credit card with magnificent peacock design and 17-gram metal construction. Featuring zero forex charges, global lounge access, golf privileges, and exceptional rewards for luxury lifestyle seekers.

17g
Premium Metal
₹5,999
Annual Fee
20+
Lounge Visits
12,000
Welcome Points
IDFC
MAYURA PREMIUM
VISA INFINITE
**** **** **** 1111
VALID THRU
Card Holder
🦚
PEACOCK DESIGN
ZERO FOREX

Why Choose IDFC Mayura Metal Credit Card?

🦚

Peacock Heritage Design

17-gram metal card with magnificent peacock motif representing India's rich cultural heritage and premium craftsmanship

🌍

Zero Forex Charges

0% foreign transaction markup on international purchases - the best rate available in India for premium cards

✈️

Premium Lounge Access

20+ lounge visits annually (16 international + 4 domestic + 4 railway) plus 1 guest domestic visit quarterly

Golf Privileges

2 complimentary golf rounds or lessons monthly at premium courses across India on ₹20,000 monthly spend

🎬

Movie Benefits

Buy 1 Get 1 free movie tickets up to ₹500 twice monthly on District by Zomato, saving ₹12,000 annually

🎯

10x Reward Points

Maximum rewards on incremental spends above ₹20,000 monthly, plus 3x rewards on rent, education, and government payments

Reward Points Calculator

💰 Primary Spending Rewards

₹20,000 monthly spend667 RP (5x rate)
₹30,000 monthly spend1,000 RP (mixed rates)
₹50,000 monthly spend2,667 RP (10x on incremental)

🏠 Restricted Category Rewards

₹10,000 rent payment200 RP (3x rate)
₹5,000 education fee100 RP (3x rate)
₹3,000 wallet reload60 RP (3x rate)

Note: 1 Reward Point = ₹0.25 value (₹0.50 for IDFC Travel & Shop bookings). Points never expire. Annual milestone: 7,500 RP on ₹8 lakh spend or 15,000 RP on ₹15 lakh spend.

Welcome Benefits Worth ₹3,000

🎁

Joining Fee Payment

4,000 RP
On payment of ₹5,999 joining fee
💳

Second Month ₹20K+

4,000 RP
On spends above ₹20,000 in second statement cycle
💰

Third Month ₹20K+

4,000 RP
On spends above ₹20,000 in third statement cycle

Total Welcome Value: 12,000 Reward Points = ₹3,000 (at ₹0.25/RP) or ₹6,000 (at ₹0.50/RP for travel bookings). Exceptional welcome value for premium card!

Premium Travel Benefits

✈️ Airport Lounge Access

  • Domestic lounges4 visits per quarter
  • International lounges4 visits per quarter
  • Guest domestic access1 visit per quarter
  • Total annual visits20+ visits (16 + 4 guest)

🚆 Railway Lounge Access

  • Railway lounge visits4 visits per quarter
  • Annual total16 visits per year
  • Qualification spend₹20,000 monthly
  • Premium facilitiesMeals, WiFi, newspapers

Zero Forex Charges - Best in Premium Category

🌍

0% Foreign Transaction Fee

Typical Premium Cards
3.5% markup
₹3,500 on ₹1 lakh
Mayura Card
0% markup
₹0 on ₹1 lakh
Annual Savings
₹35,000+
On ₹10 lakh international spend

Exceptional Value: Save ₹35,000 annually on international transactions compared to typical premium cards!

Golf & Entertainment Benefits

⛳ Golf Privileges

  • Golf rounds/lessons2 per month
  • Qualification spend₹20,000 monthly
  • Premium coursesAcross India
  • Annual value₹1 lakh+

🎬 Movie Benefits

  • Offer typeBuy 1 Get 1 Free
  • Maximum discount₹500 per ticket
  • FrequencyTwice per month
  • Annual savings₹12,000

Comprehensive Insurance Coverage

Insurance TypeCoverage AmountKey Features
Purchase Protection₹50,000Protection against theft/damage of purchases
Trip Cancellation₹50,000Cancel for Any Reason coverage (twice annually)
Personal Accident₹10 lakh24/7 accidental death/disability coverage
Travel InsuranceComprehensiveLost baggage, delayed baggage, medical expenses

Premium Protection: ₹10 lakh personal accident + ₹50,000 purchase protection + ₹50,000 trip cancellation coverage included!

Annual Milestone Benefits

₹8 Lakh Annual Spend

7,500 Reward Points
Value: ₹1,875 (at ₹0.25/RP)
  • • Anniversary year calculation
  • • Automatic crediting
  • • Can be redeemed for travel
  • • Monthly equivalent: ₹66,667

₹15 Lakh Annual Spend

15,000 Reward Points
Value: ₹3,750 (at ₹0.25/RP)
  • • Higher tier milestone
  • • Maximum annual bonus
  • • Premium rewards value
  • • Monthly equivalent: ₹1,25,000

Note: Choose only one milestone benefit annually. Spend tracking based on anniversary year. Exclusions apply for certain transaction categories.

Exclusive Travel Portal & Hotel Benefits

🏨 Postcard Hotels Discount

  • Flat discount₹5,000 off
  • Minimum booking₹25,000
  • FrequencyOnce per quarter
  • Promo codeIDFCVIP

✈️ Travel Edge Portal

  • Bonus reward pointsFlights: 30 RP/₹150
  • Bonus reward pointsHotels: 50 RP/₹150
  • Redemption limit70% of booking value
  • Annual cap3,00,000 RP max

Premium Travel Ecosystem: ₹5,000 hotel discount + enhanced reward points on portal bookings + exclusive deals!

# IDFC First Mayura Credit Card: Features & Benefits

Explore the IDFC First Mayura Credit Card with its unique features, rewards program, and benefits tailored for a premium lifestyle.

Keywords

- IDFC First Mayura Credit Card

- IDFC premium credit card

- Lifestyle credit card

FAQs

- Is IDFC First Mayura Credit Card: Features & Benefits still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider IDFC First Mayura Credit Card: Features & Benefits ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with IDFC First Mayura Credit Card: Features & Benefits ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready for India's Most Premium Metal Card?

Join the elite with Mayura's peacock heritage design, zero forex charges, and global luxury benefits

Apply Now - ₹5,999 Annual Fee →17g metal card • Zero forex • 20+ lounge visits • Golf privileges