IDFC First Select Credit Card: Lifetime Free with 10X Rewards

Premium Lifetime Free Credit Card with 10x Rewards & Lounge Access

IDFC First Select Credit Card

Experience premium banking with India's lifetime free credit card. Earn up to 10x reward points, enjoy complimentary lounge access, comprehensive insurance, and exclusive welcome benefits. Perfect for premium lifestyle seekers.

10x
Max Rewards
₹0
Annual Fee
8+4
Lounge Visits
₹1 Cr
Insurance
Apply Now →View Premium Benefits
IDFC
FIRST SELECT
PREMIUM CARD
**** **** **** 1111
VALID THRU
Card Holder
👑
LIFETIME FREE
10x REWARDS

Why Choose IDFC First Select Credit Card?

🏆

Lifetime Free

Zero joining fee, zero annual fee, zero renewal fee - completely free forever

✈️

Premium Lounge Access

8 domestic airport + 4 railway lounge visits annually with ₹20,000 monthly spend

🎁

Welcome Package

₹500 voucher on ₹5,000 spend + 5% cashback on EMI up to ₹1,000

🎬

Movie & Dining

Buy 1 Get 1 movie tickets + up to 20% dining discount at 1,500+ restaurants

🛡️

Comprehensive Insurance

₹1 crore air accident, ₹5 lakh personal accident, and travel insurance coverage

⛽

Fuel Benefits

1% fuel surcharge waiver up to ₹300 per statement cycle at all petrol pumps

Reward Points Calculator

💳 Tiered Reward System

₹10,000 spend (first ₹20,000)200 RP (₹50 value)
₹30,000 spend (above ₹20,000)200 RP (₹50 value)
Total ₹40,000 spend400 RP (₹100 value)

🎂 Birthday Bonus

Birthday month spending10x rewards
₹10,000 birthday spend667 RP (₹166.75 value)
Redemption value1 RP = ₹0.25

Note: Reward points are tiered - earn 3 RP per ₹150 up to ₹20,000 monthly spend, then 10 RP per ₹150 above ₹20,000. Birthday month earns 10x rewards!

Welcome Benefits Worth ₹1,500

₹500 Gift Voucher

  • Gift voucher value₹500
  • Minimum spend requirement₹5,000
  • Time limit30 days from card issuance

5% EMI Cashback

  • Cashback rate5%
  • Maximum cashback₹1,000
  • Valid for30 days from card issuance
  • On EMI transactionsUp to ₹20,000 EMI value

Total Welcome Value: ₹500 + ₹1,000 = ₹1,500 - Premium benefits to start your journey!

Premium Travel & Lifestyle Benefits

✈️ Airport Lounge Access

  • Domestic lounge visits8 per year
  • Quarterly allocation2 per quarter
  • Monthly spend requirement₹20,000
  • CoverageMajor Indian airports

🚆 Railway Lounge Access

  • Railway lounge visits4 per quarter
  • Annual total16 per year
  • Booking requirementThrough concierge

Concierge & Premium Services

🛫
Airport Meet & Greet
450+ global destinations
🚗
Limousine Service
3,000+ cities, 80+ countries
🏨
Hotel Benefits
900+ hotels worldwide
🤵
Concierge Service
24/7 booking assistance
🛣️
Roadside Assistance
₹1,399 worth free
💱
Low Forex Markup
1.99% - among lowest

# IDFC First Select Credit Card: Lifetime Free with 10X Rewards

The IDFC First Select Credit Card is a lifetime free card with up to 10X rewards, lounge access, and premium benefits.

Keywords

- IDFC First Select Credit Card

- 10X rewards credit card

- Lifetime free premium card

FAQs

- Is IDFC First Select Credit Card: Lifetime Free with 10X Rewards still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider IDFC First Select Credit Card: Lifetime Free with 10X Rewards ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with IDFC First Select Credit Card: Lifetime Free with 10X Rewards ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready for Premium Banking Experience?

Join India's most rewarding lifetime free credit card with premium travel and lifestyle benefits

Apply Now - Lifetime Free →Zero annual fee • Premium benefits • ₹1,500 welcome value