SBI Cashback Credit Card: 5% on Online Spends

India's Veteran Cashback Card with 5% Rewards on Online Spends

SBI Cashback Credit Card

Experience hassle-free rewards with India's veteran cashback card. Earn 5% cashback on online spends and 1% on offline purchases, automatically credited to your account. No redemption hassles, just pure cashback value.

5%
Online Cashback
1%
Offline Cashback
₹999
Annual Fee
₹5,000
Monthly Cap
Apply Now →View Benefits
SBI
CASHBACK
CREDIT CARD
**** **** **** 9999
VALID THRU
Card Holder
5% ONLINE
AUTO CREDIT

Why Choose SBI Cashback Credit Card?

💰

High Online Cashback

5% cashback on all online transactions for maximum rewards on digital spends

🔄

Auto-Credit Cashback

Cashback automatically credited to your account - no redemption hassle

🎯

Generous Monthly Cap

₹5,000 monthly cashback cap gives you room for high-value transactions

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver up to ₹100 per statement cycle

👨‍👩‍👧‍👦

Free Add-on Cards

Up to 2 free add-on cards for family members - lifetime free

📱

Contactless Payments

Tap & pay for transactions under ₹5,000 for quick, secure payments

Cashback Calculator

💻 Online Spending (5% Cashback)

₹10,000 online spend₹500 cashback
₹50,000 online spend₹2,500 cashback
₹1,00,000 online spend₹5,000 cashback (max)

🛒 Offline Spending (1% Cashback)

₹10,000 offline spend₹100 cashback
₹50,000 offline spend₹500 cashback
₹5,00,000 offline spend₹5,000 cashback (max)

Note: Total monthly cashback is capped at ₹5,000. If you exceed this limit in a statement cycle, you'll receive ₹5,000 regardless of total eligible cashback amount.

Understanding the ₹5,000 Monthly Cap

Example Calculation

Monthly Spending
  • • Online transactions: ₹90,000
  • • Offline transactions: ₹60,000
  • • Total spending: ₹1,50,000
Cashback Calculation
  • • 5% on ₹90,000 online = ₹4,500
  • • 1% on ₹60,000 offline = ₹600
  • • Total eligible: ₹5,100
  • • Capped at ₹5,000

You receive: ₹5,000 cashback (automatically credited to your account)

# SBI Cashback Credit Card: 5% on Online Spends

Get 5% cashback on all online spends with the SBI Cashback Credit Card. No merchant restrictions. Auto-credit of cashback to your statement.

Keywords

- SBI Cashback Credit Card

- 5% cashback card

- Online shopping credit card

FAQs

- Is SBI Cashback Credit Card: 5% on Online Spends still good?

Yes — it remains a strong choice if its benefits match your monthly spending (dining, shopping, travel or bill payments). Review joining/annual fees and waiver conditions before applying.

- Who should consider SBI Cashback Credit Card: 5% on Online Spends ?

Ideal for users whose top categories align with the card's strengths (e.g. online shopping, food delivery, travel, or fuel). Beginners should prefer low or lifetime-free annual fees.

- How do I maximise rewards/cashback with SBI Cashback Credit Card: 5% on Online Spends ?

Use the card on its accelerated categories, pay bills on time, and track monthly caps or partner-platform multipliers. Combine with issuer apps/portals where applicable.

Ready to Start Earning Cashback?

Join millions of Indians who trust SBI Cashback Credit Card for hassle-free rewards

Apply Now - ₹999 Annual Fee →Fee waived with ₹2 lakh annual spend • Auto cashback credit